You have a generous spirit. We know you care deeply for Research to Prevent Blindness and want us to thrive for years and decades to come.
But you also have to deal with higher prices and market instability in the here and now. What to do?
Consider the gift that pays you: a charitable gift annuity. Payout rates have gone up, so you can increase your income even more—and keep it that way no matter what the economy does.
With a gift annuity, you make a donation using cash, marketable securities or other assets, and we, in turn, pay you a fixed amount for life. You’ll receive reliable, predictable payments for your lifetime (and the lifetime of a loved one, if you choose).
It’s a great time to contact Nora Scott at 646-892-9560 or nscott@rpbusa.org for a personalized illustration at no obligation.
Barbara, 72, transfers $25,000 in exchange for a charitable gift annuity.
With the old rates: Barbara received annual payments of $1,225, a rate of 4.9%.
With the new rates: Barbara receives annual payments of $1,375, a rate of 5.5%. This is a payout rate increase of approximately 0.6%.
Age | New Rate | Old Rate |
---|---|---|
60 | 4.5% | 3.9% |
65 | 4.8% | 4.2% |
70 | 5.3% | 4.7% |
75 | 6.0% | 5.4% |
80 | 7.0% | 6.5% |
85 | 8.1% | 7.6% |
90+ | 9.1% | 8.6% |
Ages | New Rate | Old Rate |
---|---|---|
60/65 | 4.1% | 3.7% |
65/70 | 4.5% | 4.0% |
70/75 | 4.9% | 4.3% |
75/80 | 5.5% | 4.9% |
80/85 | 6.3% | 5.8% |
85/90 | 7.5% | 7.1% |
90/95+ | 8.8% | 8.4% |
With this gift, you’ll also enjoy:
Funding a gift annuity with appreciated assets, such as securities, will not only provide you with reliable payments for life and allow you to support our work, but it can offer financial benefits. You will receive a federal income tax charitable deduction (when you itemize) in the year the gift is made and eliminate part of the capital gains tax you would have paid if selling the securities.
We would be happy to send you a free, no-obligation calculation showing you the increased benefits you can receive from a charitable gift annuity. Your personalized calculation will include your potential income tax charitable deduction and our annual payments to you for life. Contact Nora Scott at 646-892-9560 or nscott@rpbusa.org to begin.
Information contained herein was accurate at the time of posting. The information on this website is not intended as legal or tax advice. For such advice, please consult an attorney or tax advisor. Figures cited in any examples are for illustrative purposes only. References to tax rates include federal taxes only and are subject to change. State law may further impact your individual results. California residents: Annuities are subject to regulation by the State of California. Payments under such agreements, however, are not protected or otherwise guaranteed by any government agency or the California Life and Health Insurance Guarantee Association. Oklahoma residents: A charitable gift annuity is not regulated by the Oklahoma Insurance Department and is not protected by a guaranty association affiliated with the Oklahoma Insurance Department. South Dakota residents: Charitable gift annuities are not regulated by and are not under the jurisdiction of the South Dakota Division of Insurance. A copy of our most recently filed financial report is available from the Charities Registry on the New York State Attorney General’s website (www.charitiesnys.com) or, upon request, by contacting the New York State Attorney General, Charities Bureau, 28 Liberty Street, New York, NY 10005, or us at 360 Lexington Ave., Ste. 22, New York, NY 10017. You also may obtain information on charitable organizations from the New York State Office of the Attorney General at www.charitiesnys.com or (212) 416-8401.
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